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2026/27

Reverse Tax Calculator 2026/27

Enter the take-home pay you want and see the gross salary you need — including Income Tax, National Insurance, pension and student loan.

Updated for the 2026/27 tax year (rates from 6 April 2026).

Reverse Calculator
Enter your target net pay to find the gross salary required.
Desired Annual Take-Home Pay
£
How much you want in your bank account after all deductions.
Tax Region
Employment Type
Pension Contribution
Student Loan (optional)
▸ Advanced Options
Tax Code
Leave as 1257L for standard Personal Allowance.
Bonus (annual)
£
Other Income (annual)
£
Interest, dividends, rental income. Taxed at marginal rate.
Required Gross Salary
£0
£0 per month
|
£0 per week
0.0%
gives you £0 net take-home pay
Income Tax
£0
National Insurance
£0
Pension
£0

Frequently asked questions

How does a reverse tax calculator work?

It searches for the gross salary that produces your target take-home pay. Each candidate gross figure is run through Income Tax, National Insurance, pension and student loan until the net result matches.

Why is the gross figure higher than net pay plus tax?

National Insurance, pension contributions and student loan repayments also come out before your net pay, so the gross needed to hit a target is higher than net plus Income Tax alone.

Does it support Scottish tax rates?

Yes. Select Scotland and the reverse calculation uses the 2026/27 Scottish bands and rates instead of the England, Wales and Northern Ireland bands.

How accurate is the result?

The calculator iterates to within £1 of your target take-home pay for the assumptions you enter. A different tax code or company benefit can still change your actual payslip.