2026/27 tax year · hourly pay

£10 an Hour is How Much a Year After Tax?

At 37.5 hours a week and 52 weeks a year, £10 an hour is £19,500 a year gross. At 40 hours a week it is £20,800.

At 37.5 hours a week, £10 an hour is £19,500 a year before tax — about £17,560 take-home after income tax and National Insurance.

£10 an hour — annual, monthly and weekly

Hours per week	Gross annual	Annual take-home	Monthly take-home
16 hours	£8,320	£8,320	£693
20 hours	£10,400	£10,400	£867
25 hours	£13,000	£12,880	£1,073
30 hours	£15,600	£14,752	£1,229
37.5 hours	£19,500	£17,560	£1,463
40 hours	£20,800	£18,496	£1,541

These figures assume 52 paid weeks, a 1257L tax code and no pension or student loan.

Scenario	Gross annual	Annual take-home	Monthly
37.5 hours, England	£19,500	£17,560	£1,463
37.5 hours, Scotland	£19,500	£17,599	£1,467
40 hours, England	£20,800	£18,496	£1,541

Pension: 5% of £19,500 is £975 a year — a net-pay pension reduces taxable pay and changes take-home.
Student loan: Plan 2 repayments start above £29,385; on £19,500 that is £0 a year if you are on Plan 2.
Minimum wage: compare your rate with the 2026/27 National Living Wage in the minimum wage calculator.
Exact hours: use the hourly to salary calculator for different hours and weeks.

£10 an hour is how much a year?

At 37.5 hours a week and 52 weeks a year, £10 an hour is £19,500 a year gross. At 40 hours a week it is £20,800.

£10 an hour after tax — what is the take-home?

On a standard 1257L code with no pension or student loan, £19,500 gross leaves about £17,560 a year (£1,463 a month) at 37.5 hours a week.

£10 an hour at 40 hours a week after tax?

At 40 hours a week the gross salary is £20,800, leaving about £18,496 a year (£1,541 a month) after income tax and National Insurance.

Is £10 an hour above the minimum wage?

£10.00 is below the 2026/27 National Living Wage of £12.71 for workers aged 21 and over. Check your age band in the minimum wage calculator.