2026/27 tax year · hourly pay

£12 an Hour is How Much a Year After Tax?

At 37.5 hours a week and 52 weeks a year, £12 an hour is £23,400 a year gross. At 40 hours a week it is £24,960.

At 37.5 hours a week, £12 an hour is £23,400 a year before tax — about £20,368 take-home after income tax and National Insurance.

£12 an hour — annual, monthly and weekly

Hours per week	Gross annual	Annual take-home	Monthly take-home
16 hours	£9,984	£9,984	£832
20 hours	£12,480	£12,480	£1,040
25 hours	£15,600	£14,752	£1,229
30 hours	£18,720	£16,998	£1,417
37.5 hours	£23,400	£20,368	£1,697
40 hours	£24,960	£21,491	£1,791

These figures assume 52 paid weeks, a 1257L tax code and no pension or student loan.

Scenario	Gross annual	Annual take-home	Monthly
37.5 hours, England	£23,400	£20,368	£1,697
37.5 hours, Scotland	£23,400	£20,407	£1,701
40 hours, England	£24,960	£21,491	£1,791

Pension: 5% of £23,400 is £1,170 a year — a net-pay pension reduces taxable pay and changes take-home.
Student loan: Plan 2 repayments start above £29,385; on £23,400 that is £0 a year if you are on Plan 2.
Minimum wage: compare your rate with the 2026/27 National Living Wage in the minimum wage calculator.
Exact hours: use the hourly to salary calculator for different hours and weeks.

£12 an hour is how much a year?

At 37.5 hours a week and 52 weeks a year, £12 an hour is £23,400 a year gross. At 40 hours a week it is £24,960.

£12 an hour after tax — what is the take-home?

On a standard 1257L code with no pension or student loan, £23,400 gross leaves about £20,368 a year (£1,697 a month) at 37.5 hours a week.

£12 an hour at 40 hours a week after tax?

At 40 hours a week the gross salary is £24,960, leaving about £21,491 a year (£1,791 a month) after income tax and National Insurance.

Is £12 an hour above the minimum wage?

£12.00 is below the 2026/27 National Living Wage of £12.71 for workers aged 21 and over. Check your age band in the minimum wage calculator.