2026/27 tax year · hourly pay

£18 an Hour is How Much a Year After Tax?

At 37.5 hours a week and 52 weeks a year, £18 an hour is £35,100 a year gross. At 40 hours a week it is £37,440.

At 37.5 hours a week, £18 an hour is £35,100 a year before tax — about £28,792 take-home after income tax and National Insurance.

£18 an hour — annual, monthly and weekly

Hours per week	Gross annual	Annual take-home	Monthly take-home
16 hours	£14,976	£14,302	£1,192
20 hours	£18,720	£16,998	£1,417
25 hours	£23,400	£20,368	£1,697
30 hours	£28,080	£23,737	£1,978
37.5 hours	£35,100	£28,792	£2,399
40 hours	£37,440	£30,476	£2,540

These figures assume 52 paid weeks, a 1257L tax code and no pension or student loan.

Scenario	Gross annual	Annual take-home	Monthly
37.5 hours, England	£35,100	£28,792	£2,399
37.5 hours, Scotland	£35,100	£28,776	£2,398
40 hours, England	£37,440	£30,476	£2,540

Pension: 5% of £35,100 is £1,755 a year — a net-pay pension reduces taxable pay and changes take-home.
Student loan: Plan 2 repayments start above £29,385; on £35,100 that is £0 a year if you are on Plan 2.
Minimum wage: compare your rate with the 2026/27 National Living Wage in the minimum wage calculator.
Exact hours: use the hourly to salary calculator for different hours and weeks.

£18 an hour is how much a year?

At 37.5 hours a week and 52 weeks a year, £18 an hour is £35,100 a year gross. At 40 hours a week it is £37,440.

£18 an hour after tax — what is the take-home?

On a standard 1257L code with no pension or student loan, £35,100 gross leaves about £28,792 a year (£2,399 a month) at 37.5 hours a week.

£18 an hour at 40 hours a week after tax?

At 40 hours a week the gross salary is £37,440, leaving about £30,476 a year (£2,540 a month) after income tax and National Insurance.

Is £18 an hour above the minimum wage?

Yes — £18.00 is above the 2026/27 National Living Wage of £12.71 for workers aged 21 and over.