2026/27 Tax Year · England & NI
Stamp Duty Calculator (SDLT)
Work out the Stamp Duty Land Tax on a house purchase for 2026/27 — including first-time buyer relief, the 5% second-home surcharge and the 2% non-UK-resident surcharge. Enter the property price and pick your situation.
Calculate Your Stamp Duty
SDLT applies in England and Northern Ireland. Scotland uses LBTT and Wales uses LTT (different rates).
£0
Effective rate: 0%
How It's Calculated
SDLT is charged in slices — only the portion of the price within each band is taxed at that band's rate.
| Band | Rate | Tax on band |
|---|
💡 Did you know?
First-time buyers pay 0% on the first £300,000 and 5% from £300,001 to £500,000. Above £500,000 the relief disappears and standard rates apply.
Second-home and buy-to-let buyers pay an extra 5% on the whole price, with no nil-rate band. You can usually reclaim it if you sell your previous main home within 36 months.
Stamp Duty Tips
- Budget for it: stamp duty is due on completion — it can't be added to your mortgage.
- Married couples: if one partner has owned before, the higher rate can still apply.
- Shared ownership: first-time buyers can elect to pay on the full market value and keep the relief.
- Non-UK residents: an extra 2% applies to the whole price if you don't spend enough days in the UK. It's charged on top of the rates above (and the second-home surcharge if relevant).